We'll work creatively to design a strategy that considers life's unexpected challenges. A sound financial future includes protecting your wealth. We'll help you put in place the right level of personal protection so you achieve peace of mind knowing your investments can keep working for you.
“An investment in knowledge pays the best interest” - Benjamin Franklin
By empowering you with knowledge and educating you about ways to fund the cost of insurance through your superannuation fund or combining this strategy with using level premiums, we will save you thousands over the life of your policies. These savings can be re-invested into growth assets to build wealth.
Debt management can seem overwhelming. We can offer solutions by working with you to analyse your expenses, lifestyle and cash flow. By combining your debts and establishing a manageable budget, you will learn the fundamentals of saving money.
“Every cent applied towards diminishing your debt replenishes you” - Suze Orman
This opens many doors, allowing fast-tracked home-loan repayment, or freeing additional money to put towards superannuation or other investments.
Furthermore, debt recycling strategies may be suitable to create tax-deductible debt.
Long-term investments are the key to financial security. It is our goal to educate on the risks and rewards of investments and how to make them work for you. We’ll help manage your cash flow when you’re ready to invest. We will ensure diversity in investment, including property, a key component in generating future income. We specialise in cash-flow; with us, your budget surplus is put towards building your future wealth.
"Don't wait. The time will never be just right." - Napoleon Hill
Make your money work smarter; we will educate you on ways to maximise your investment potentials. When you’re ready, we’ll help you borrow to invest, then re-invest surplus to create wealth.
Smart investment strategies require guidance and advice. We will provide these, ensuring you’re invested to maximise tax advantages. These strategies to lower your tax facilitate accelerated growth via re-investment in super and other savings plans.
"The greatest barrier to success is the fear of failure" - Sven Goran Eriksson
We’ll work with you on your tax liability based on current and projected salaries, and throughout retirement. In doing so, we will be able to calculate your expected tax bill. With that knowledge, you will be able to more accurately strategise to reduce your tax liability.
It is a common mistake to underestimate the cost of a secure and comfortable retirement.
This can easily be avoided by focused attention on superannuation.
Even small changes can result in compounded growth over the years and the sooner started, the greater the savings.
With the right contribution strategy and the current low-tax environment, we’ll help grow your superannuation.
"Risk comes from not knowing what you're doing" - Warren Buffett
We search for lost superannuation funds, consolidate existing ones and review super-savings to determine whether a self-managed super fund (SMSF) is the right choice for your ideal retirement.
There is no need to travel alone on your financial journey. We will empower you to make good financial decisions through our additional resources, online calculators and informative blog.
“Tell me and I forget. Teach me and I remember. Involve me and I learn” - Benjamin Franklin
Combining your growing wisdom with our professional guidance, you will gain control over your finances and fully realise your savings potential.
We evaluate your lifestyle choices, your ability to generate income and spending preferences
We design and establish a strategic plan that is unique to your lifestyle and your long-term goals
We routinely give your plan a financial check-up and revise your plan when your life changes
… extremely personable and passionate about his profession but more so about his clients. His commitment to going the extra mile and putting their needs first impressed me from day one and it will strand him in good stead in then rest of his professional career…
… well regarded in his field. He has all the right tools and methodologies required to improve one’s personal financial status. He has definitely provided me with the right advice and helped me put together a plan worth implementing. I would recommend as a financial advisor to any of my friends and colleagues…
… an affinity in communication and can simplify complex situations by means of his logical thought processes and ability to communicate with a vast array of different personalities. I recommend Michael highly, and can vouch for his mantra of success…